body 			{margin-top: 0px; 
				background-image:url(../images/bg.jpg); 
				background-repeat:repeat-x; 
				background-position: top center;
				background-color: #fff;
				padding: 0;}



/* default text */	
			
body,td,th 			{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 10px; 
				color: #000; 
				line-height: 12pt;
				} 
hr 				{
  				border: 0;
  				width: 100%;
  				color: #cccccc;
  				background-color: #cccccc;
				height: 1px;
				}


/* content text */
	
.footer		 	{
				font-family: Garamond, 'EB Garamond', Georgia, Baskerville, "Baskerville Old Face", "Hoefler Text", "Times New Roman", serif;
				font-size: 18px; 
				font-style: normal; 
				font-weight: normal; 
				color: #FFF; 
				line-height: 10pt;
				padding-top: 14px;
				}		

.title			{
				font-family: Garamond, 'EB Garamond', Georgia, Baskerville, "Baskerville Old Face", "Hoefler Text", "Times New Roman", serif;
				font-size: 20px; 
				font-style: normal; 
				font-weight: bold; 
				color: #023165;
				line-height: 18pt;
				letter-spacing: 4px;
				text-transform: uppercase;
				}
.featured		{
				font-family: Georgia, Times New Roman, Times, Serif;
				font-size: 15px; 
				font-style: normal; 
				font-weight: bold; 
				color: #023165;
				line-height: 15pt;
				}
.subtitle		{
				font-family: Garamond, 'EB Garamond', Georgia, Baskerville, "Baskerville Old Face", "Hoefler Text", "Times New Roman", serif;
				font-size: 16px; 
				font-style: normal; 
				font-weight: bold; 
				color: #023165;
				line-height: 16pt;
				letter-spacing: 4px;
				}
.form			{
				font-family: Arial, Verdana, Helvetica, sans-serif; 
				font-size: 12px; 
				font-style: normal; 
				font-weight: normal; 
				color: #000; 
				line-height: 12pt;
				}
.text			{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 11px; 
				color: #000; 
				line-height: 12pt;
				} 
.text2			{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 11px; 
				color: #000; 
				font-weight: bold; 
				line-height: 11pt;
				} 
.text3			{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 13px; 
				color: #000; 
				font-weight: bold; 
				line-height: 12pt;
				} 
.disclaimer			{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 11px; 
				color: #000; 
				line-height: 14pt;
				} 
.disclaimer-title			{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 14px; 
				color: #000; 
				line-height: 14pt;
				} 
.quote		{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 10px; 
				color: #fff; 
				font-style: normal; 
				font-weight: bold; 
				line-height: 10pt;
				} 
.main		{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 10px; 
				color: #000; 
				font-style: normal; 
				font-weight: normal; 
				line-height: 11pt;
				} 
.main2		{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 10px; 
				color: #000; 
				font-style: normal; 
				font-weight: normal; 
				line-height: 10pt;
				} 
.resources		{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 10px; 
				color: #000; 
				font-style: normal; 
				font-weight: bold; 
				line-height: 10pt;
				} 
.topbar		{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 10px; 
				color: #000; 
				font-style: normal; 
				font-weight: normal; 
				line-height: 14pt;
				} 
.sidebar		{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 10px; 
				color: #000; 
				font-style: normal; 
				font-weight: normal; 
				line-height: 10pt;
				} 
.sidebar-form		{
				font-family: Verdana, Arial, VHelvetica, sans-serif; 
				font-size: 9px; 
				color: #000; 
				font-style: normal; 
				font-weight: bold; 
				line-height: 10pt;
				} 
.sidebar-titles	 	{
				font-family: Garamond, 'EB Garamond', Georgia, Baskerville, "Baskerville Old Face", "Hoefler Text", "Times New Roman", serif;
				font-size: 18px; 
				font-style: normal; 
				font-weight: normal; 
				color: #FFF; 
				line-height: 18pt;
				letter-spacing: 2px;
				}	
.sidebar-titles2	 	{
				font-family: Garamond, 'EB Garamond', Georgia, Baskerville, "Baskerville Old Face", "Hoefler Text", "Times New Roman", serif;
				font-size: 14px; 
				font-style: normal; 
				font-weight: bold; 
				color: #FFF; 
				line-height: 11pt;
				letter-spacing: 1px;
				}	
.bio-name		{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 12px; 
				color: #000; 
				font-style: normal; 
				font-weight: normal; 
				line-height: 14pt;
				} 
.bio-text		{
				font-family: Verdana, Arial, Helvetica, sans-serif; 
				font-size: 10px; 
				color: #000; 
				font-style: normal; 
				font-weight: normal; 
				line-height: 10pt;
				} 

				
/* Default Links */

a:link 				{text-decoration: none; color: #0000cc;}				/* unvisited link */
a:visited 			{text-decoration: none; color: #0000cc;}				/* visited link */		
a:hover 			{text-decoration: underline; color: #990000;}			/* mouse over link */
a:active 			{text-decoration: none; color: #0000cc;}				/* selected link */	


/* Other Link Styles */

a.nav2:link 				{text-decoration: none; color: #000;}				/* unvisited link */
a.nav2:visited 				{text-decoration: none; color: #000;}				/* visited link */		
a.nav2:hover 				{text-decoration: underline; color: #000;}			/* mouse over link */
a.nav2:active 				{text-decoration: none; color: #000;}				/* selected link */	

a.nav-practice:link 				{text-decoration: none; color: #023165;}				/* unvisited link */
a.nav-practice:visited 				{text-decoration: none; color: #023165;}				/* visited link */		
a.nav-practice:hover 				{text-decoration: underline; color: #990000;}			/* mouse over link */
a.nav-practice:active 				{text-decoration: none; color: #023165;}				/* selected link */	

a.nav-head:link 				{text-decoration: none; color: #fff;}				/* unvisited link */
a.nav-head:visited 				{text-decoration: none; color: #fff;}				/* visited link */		
a.nav-head:hover 				{text-decoration: underline; color: #fff;}			/* mouse over link */
a.nav-head:active 				{text-decoration: none; color: #fff;}				/* selected link */